Car Insurance

Car Insurance and Auto Insurance in Carmel Indiana and Cicero Indiana:

Car Insurance or Auto Insurance is required in most states and we recommend protecting yourself above the minimum state required limits. Car insurance is designed to help financially cover potential auto-related damages to your vehicle and property loss or injuries to others. It helps protect you, your passengers, your fellow drivers, pedestrians, and other people’s property in addition to your vehicle. It protects you from uninsured and underinsured motorists up to the limit on your policy. Auto insurance can also provide coverage for the cost of defending you in the case of an auto related accident.

Direct Writers vs. Independent Agents: There are two different ways to get coverage from an insurance company. Direct writers are insurance companies that hire their own sales people to write exclusively for that one company; they work for the company that employs them. Independent agents work for the insured, not the company. However, they have contracts with multiple insurance companies and can usually offer you more options. Penwell Insurance is a proud independent insurance agent with offices in Carmel, Indiana and Cicero, Indiana offering a number of carrier choices including:

Examples of Direct Writers Include:

  • Allstate Insurance
  • American Family
  • American National
  • Country Insurance
  • Farmers Insurance
  • Shelter Insurance
  • State Farm Insurance

Click below to get comparative quotes from several of our auto insurance carriers!

Online Comparison Quotes