Why life insurance?

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How would your family pay your monthly bills?  Who will pay your funeral expenses?  Who would pay off your debts? For instance, who would pay your car loan and insurance while it is in the process of being sold or titles changed?  Would your kids still be able to finance college on their own?  Who would be left to sell your house?  How and who will spread out your physical assets or who will arrange for the auction?  Does your family have the funds to fund your living history?  Above all, what will you leave your family to keep living the life they lived?