Home Insurance

Home and Renters Insurance Carmel IN and Cicero IN:

Homeowners insurance policies offer protection for your dwelling, as well as your personal possessions and personal liability. Homeowners insurance can help protect you in case of a liability lawsuit against you. Homeowners insurance coverage is also available for condominiums and tenants policy for those who rent their home. Tenant (also referred to as renters) can also obtain coverage for Renters insurance.

Direct Writers vs. Independent Agents: There are two different ways to get coverage from an insurance company. Direct writers are insurance companies that hire their own sales people to write exclusively for that one company; they work for the company that employs them. Independent agents work for the insured, not the company. However, they have contracts with multiple insurance companies and can usually offer you more options. Penwell Insurance is a proud independent insurance agent offering a number of carrier choices including:

Examples of Direct Writers Include:

  • Allstate Insurance
  • American Family
  • American National
  • Country Insurance
  • Farmers Insurance
  • Shelter Insurance
  • State Farm Insurance

Homeowners Insurance