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Tag: Life Insurance

What Is The Right Time To Purchase Life Insurance?

Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts such as a mortgage, car loan, or credit card debts in order to avoid placing additional...

7 Exclusions To Your Typical Life Insurance Plan

Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance...

When To Time Your Life Insurance Purchase

Having a young family is the busiest time of life, and raising little ones tends to tie up a majority of the available time and attention. Young parents may forget that putting a term life insurance policy in place is an important matter. Over the younger years, these policies are at their most affordable rates. Protecting your family with term life insurance can bring you...

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping, or skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that issues it. These companies evaluate all risks associated...

Show The One You Love That You Really Care

Valentine's Day often conjures up images of hearts, flowers, and chocolates. But you can show the one you love that you care every day of the year by ensuring that you have a life insurance policy. Your loved one will appreciate that you took the time to put this protection in place should an unexpected accident or illness occur. Life insurance provides your loved one...